Status : Verified
| Personal Name | Rasdas, Keigo J. |
|---|---|
| Resource Title | Technology foresight on digital payment interoperability in the Philippine transportation systems: a scenario building approach |
| Date Issued | 20 May 2026 |
| Abstract | The Philippine government’s push for digitalization and financial inclusion is hindered by fragmented payment systems in public transportation, where multiple proprietary cards and apps create cost, inefficiency, and usability burdens especially for low-income and unbanked commuters. Despite this, national payment rails such as InstaPay, PESONet, QR Ph, and open-loop pilots like MRT-3 demonstrate the feasibility of interoperable, account-based transit payments. This study applies a Ten-Stage Scenario-Building Methodology to explore future pathways for interoperable transport payments over a 10-15 year horizon. Drawing on frameworks such as digital leapfrogging, inclusive innovation, and platform ecosystems, it develops four scenarios reflecting varying levels of institutional capacity, policy alignment, and public trust. Findings highlight interoperability as a socio-technical and governance challenge. The study proposes a people-centered roadmap, including establishing a multi-agency AFCS governance body, embedding inclusion in standards, scaling pilots through regulatory sandboxes, and strengthening cybersecurity, data privacy, and consumer protection. |
| Degree Course | Master of Technology Management |
| Language | English; Filipino |
| Keyword | Technology foresight; Scenario building; Strategic planning; Technology management; Transportation systems; Philippine transportation; Digital payment interoperability; Digital payment; Transportation |
| Material Type | Thesis/Dissertation |
Preliminary Pages
140.25 Kb
Category : F - Regular work, i.e., it has no patentable invention or creation, the author does not wish for personal publication, there is no confidential information.
Access Permission : Open Access